.zurich18white {
	font-family: Arial;
	font-size: 18px;
	font-weight: normal;
	text-transform: capitalize;
	color: #D6D6D6;
	text-decoration: none;
	padding-top: 12px;


}
.arial12boldgrey {
	font-family: Arial;
	font-size: 12px;
	font-weight: bold;
	color: #D6D6D6;
	text-align: justify;
	padding: 4px;

}
.arial12boldgreyfooter {
	font-family: Arial;
	font-size: 12px;
	font-weight: bold;
	color: #D6D6D6;
	padding-top: 4px;
	text-align: center;
	text-transform: capitalize;
	text-decoration: none;



}
.arial12normalwhitehead {

	font-family: Arial;
	font-size: 12px;
	font-weight: normal;
	color: #D6D6D6;
	padding-top: 4px;
	text-align: center;
	text-transform: none;
}

P {
	FONT-SIZE: 11px; COLOR: #D6D6D6; FONT-FAMILY: Tahoma
}
TD {
	FONT-SIZE: 11px; COLOR: #D6D6D6; FONT-FAMILY: Tahoma
}
.arial12boldgreyfooterCopy {

	font-family: Arial;
	font-size: 12px;
	font-weight: normal;
	color: #D6D6D6;
	padding-top: 4px;
	text-align: center;
	text-transform: none;
	text-decoration: none;
}
.zurich12white {

	font-family: Arial;
	font-size: 12px;
	font-weight: normal;
	text-transform: capitalize;
	color: #D6D6D6;
	text-decoration: none;
	padding-top: 12px;
	padding-left: 4px;
}
.faqquest {

	font-family: Arial;
	font-size: 11px;
	font-weight: bold;
	color: #D6D6D6;
	padding-top: 4px;
	text-transform: capitalize;
	text-decoration: none;
}
.link {
	font-family: Arial;
	font-size: 11px;
	font-weight: normal;
	color: #D6D6D6;
	padding-top: 4px;
	text-transform: none;
	text-decoration: none;

}
.zurich12sidelink {


	font-family: Arial;
	font-size: 12px;
	font-weight: bold;
	text-transform: capitalize;
	color: #D6D6D6;
	text-decoration: none;
	padding-top: 12px;
	padding-left: 4px;
}
.tahomabodytext {
	font-family: Tahoma;
	font-size: 11px;
	font-weight: normal;
	text-transform: none;
	color: #D6D6D6;
	text-decoration: none;
	padding-top: 5px;
	padding-left: 5px;
	text-align: justify;
	padding-right: 5px;
	padding-bottom: 5px;

}
.tahomabodyheadtext {

	font-family: Tahoma;
	font-size: 14px;
	font-weight: normal;
	text-transform: none;
	color: #D6D6D6;
	text-decoration: none;
	padding-top: 5px;
	padding-left: 5px;
	text-align: justify;
	padding-right: 5px;
	padding-bottom: 5px;
}
.tahomabodysubtext {


	font-family: Tahoma;
	font-size: 11px;
	font-weight: normal;
	text-transform: none;
	color: #D6D6D6;
	text-decoration: none;
	padding-top: 5px;
	padding-left: 10px;
	text-align: justify;
	padding-right: 15px;
	padding-bottom: 5px;
}
.arial12subhead {
	font-family: Arial;
	font-size: 12px;
	font-weight: bold;
	text-transform: capitalize;
	color: #D6D6D6;
	text-decoration: none;
	padding-bottom: 7px;



}
.arial12boldgreylinkindent {
	font-family: Arial;
	font-size: 12px;
	font-weight: bold;
	color: #D6D6D6;
	padding: 15px;
	line-height: 25px;

}
.spacer {
	height: 1px;
}
.title {
	padding-left: 70px;
	background-color: #B1B1B1;
	font-family: Arial;
	font-size: 24px;
	font-weight: bold;
	text-transform: capitalize;
	color: #505050;
	text-decoration: none;
	height: 30px;

}
.bodytext01 {
	padding-left: 56px;
	padding-top: 32px;
	padding-bottom: 38px;
	padding-right: 34px;
	font-family: Arial;
	font-size: 12px;
	font-weight: bold;
	text-decoration: none;
	text-align: justify;


}
.flashplacer {
	text-align: center;
	vertical-align: middle;
	padding-top: 10px;
	padding-left: 10px;

}

.Border {
	background-color: #333333;
	border: 1px solid #000000;
}
.TopLinks {
	background-color: #D0CED1;
	font-family: Arial;
	font-size: 11px;
	font-weight: normal;
	color: #2A2A2A;
	text-decoration: none;
	padding-right: 10px;

}
.TopLinks a {
	color: #2A2A2A;
	text-decoration: none;
	padding-right: 7px;
	padding-left: 9px;

}
.TopLinks a:hover {

	color: #2A2A2A;
	text-decoration: underline;
	padding-right: 7px;
	padding-left: 9px;
}
.SpreadH1 {
	background-image: url(images/SpreadH1.gif);
	background-repeat: repeat-x;
	background-position: left top;
}
.SpreadH2 {
	background-image: url(images/SpreadH2.gif);
	background-repeat: repeat-x;
	background-position: left top;

}
.Left93Px {
	padding-left: 93px;
}
.SpreadH3 {
	background-image: url(images/SpreadH3.gif);
	background-repeat: repeat-x;
	background-position: left top;
	border-right-width: 1px;
	border-right-style: solid;
	border-right-color: #FFFFFF;

}
.SpreadH4 {
	background-image: url(images/SpreadH4.gif);
	background-repeat: repeat-x;
	background-position: left top;
	border-right-width: 1px;
	border-right-style: solid;
	border-right-color: #FFFFFF;

}
.SpreadH5 {
	background-image: url(images/SpreadH5.gif);
	background-repeat: repeat-x;
	background-position: left top;
	border-right-width: 1px;
	border-right-style: solid;
	border-right-color: #FFFFFF;

}
.SpreadH6 {
	background-image: url(images/SpreadH6.gif);
	background-repeat: repeat-x;
	background-position: left top;

}
.SpreadH7 {
	background-image: url(images/SpreadH7.gif);
	background-repeat: repeat-x;
	background-position: left top;


}
.SpreadH8 {
	background-image: url(images/SpreadH8.gif);
	background-repeat: repeat-x;
	font-family: Arial;
	font-size: 13px;
	font-weight: bold;
	color: #110303;
	text-decoration: none;
}
.Left22px {
	padding-left: 23px;
}
.SpreadH8Copy {
	font-family: Arial;
	font-size: 13px;
	font-weight: bold;
	color: #110303;
	text-decoration: none;
}
.SpreadH9 {
	background-image: url(images/SpreadH9.gif);
	background-repeat: repeat-x;
	background-position: left top;
	padding-left: 33px;

}
.Text1 {
	font-family: Arial;
	font-size: 12px;
	font-weight: normal;
	color: #CCCCCC;
	text-decoration: none;
}
.Bg {
	background-image: url(images/Bg.gif);
	background-repeat: no-repeat;
	background-position: right top;
}
.Text2 {
	font-family: "Century Gothic";
	font-size: 13px;
	font-weight: bold;
	color: #FFFFFF;
	text-decoration: none;
}
.Text2 a {
	color: #999999;
	text-decoration: none;
	background-image: url(images/bullet1.gif);
	background-repeat: no-repeat;
	background-position: 0px 6px;
	padding-right: 7px;
	padding-left: 9px;
}
.Text2 a:hover {

	color: #999999;
	text-decoration: none;
	background-image: url(images/bullet2.gif);
	background-repeat: no-repeat;
	background-position: 0px 6px;
}
.Left33px {
	padding-left: 28px;
	background-image: url(images/top1.gif);
	background-repeat: no-repeat;
	background-position: right top;

}
.Left30px {
}
.Top {
	background-image: url(images/top.gif);
	background-repeat: no-repeat;
	background-position: right top;
}
.SpreadH10 {
	background-image: url(images/Spreadh10.gif);
	background-repeat: repeat-x;
	background-position: left top;
}
.Text3 {
	font-family: "Century Gothic";
	font-size: 16px;
	font-weight: bold;
	color: #CCCCCC;
	text-decoration: none;
	background-image: url(images/bullet1.gif);
	background-repeat: no-repeat;
	background-position: 18px 8px;

}
.TopLinks1 {

	background-color: #024190;
	font-family: Arial;
	font-size: 11px;
	font-weight: normal;
	color: #FFFFFF;
	text-decoration: none;
	padding-right: 10px;
}
.TopLinks1 a {
	color: #FFFFFF;
	text-decoration: none;
	padding-right: 7px;
	padding-left: 9px;

}
.TopLinks1 a:hover {

	color: #FFFFFF;
	text-decoration: underline;
	padding-right: 7px;
	padding-left: 9px;
}
.SpreadH2Copy {
	background-image: url(images/SpreadH2copy.gif);
	background-repeat: repeat-x;
	background-position: left top;
	padding-top: 22px;

}
.SpreadH2Copy1 {
	background-image: url(images/SpreadH2.gif);
	background-repeat: repeat-x;
	background-position: left top;
	padding-top: 20px;

}
.SpreadH1Copy {

	background-image: url(images/SpreadH1copy.gif);
	background-repeat: repeat-x;
	background-position: left top;
}
.SpreadH3Copy {

	background-image: url(images/SpreadH3copy.gif);
	background-repeat: repeat-x;
	background-position: left top;
}
.SpreadH88 {

	background-image: url(images/Spread88.gif);
	background-repeat: repeat-x;
	font-family: Arial;
	font-size: 13px;
	font-weight: bold;
	color: #110303;
	text-decoration: none;
}
.SpreadH88Copy {

	font-family: Arial;
	font-size: 13px;
	font-weight: bold;
	color: #052355;
	text-decoration: none;
}
.Bg1 {

	background-image: url(images/bg1.gif);
	background-repeat: no-repeat;
	background-position: right top;
}
.Text22 {
	font-family: "Century Gothic";
	font-size: 13px;
	font-weight: bold;
	color: #B7D6F5;
	text-decoration: none;
}
.Text22 a {
	color: #7691AB;
	text-decoration: none;
	background-image: url(images/bullet1.gif);
	background-repeat: no-repeat;
	background-position: 0px 6px;
	padding-right: 7px;
	padding-left: 9px;
}
.Text22 a:hover {

	color: #7691AB;
	text-decoration: none;
	background-image: url(images/bullet2.gif);
	background-repeat: no-repeat;
	background-position: 0px 6px;
}
.LeftSpace {
	padding-left: 9px;
	padding-top: 44px;
}
.LeftRightSpace {
	padding-left: 20px;
}
.Text4 {
	font-family: Verdana;
	font-size: 15px;
	font-weight: bold;
	color: #8BCDF3;
	text-decoration: none;


}
.Text5 {

	font-family: Verdana;
	font-size: 15px;
	font-weight: bold;
	color: #8BCDF3;
	text-decoration: none;
	background-image: url(images/Spreadpx.gif);
	background-repeat: repeat-x;
	background-position: 10px 26px;
}
.Text6 {
	font-family: Verdana;
	font-size: 11px;
	font-weight: normal;
	color: #C9D7E3;
	text-decoration: none;
	padding-top: 15px;
	padding-right: 20px;
	text-align: justify;
	padding-bottom: 15px;


}
.TopLinks2 {

	background-color: #91A44E;
	font-family: Arial;
	font-size: 11px;
	font-weight: normal;
	color: #FFFFFF;
	text-decoration: none;
	padding-right: 10px;
}
.TopLinks2 a {
	color: #FFFFFF;
	text-decoration: none;
	padding-right: 7px;
	padding-left: 9px;

}
.TopLinks2 a:hover {

	color: #FFFFFF;
	text-decoration: underline;
	padding-right: 7px;
	padding-left: 9px;
}
.SpreadH2Copy2 {

	background-image: url(images/SpreadH.gif);
	background-repeat: repeat-x;
	background-position: left top;
	padding-top: 22px;
}
.SpreadH2Bss {


	background-image: url(images/SpreadH2Bss.gif);
	background-repeat: repeat-x;
	background-position: left top;
}
.SpreadH8Bss {


	background-image: url(images/SpreadH8Bss.gif);
	background-repeat: repeat-x;
	font-family: Arial;
	font-size: 13px;
	font-weight: bold;
	color: #110303;
	text-decoration: none;
}
.SpreadH8BssCopy {


	font-family: Arial;
	font-size: 13px;
	font-weight: bold;
	color: #466102;
	text-decoration: none;
}
.Bgbss {


	background-image: url(images/Bgbss.gif);
	background-repeat: no-repeat;
	background-position: left top;
}

.Text22Bss {
	font-family: "Century Gothic";
	font-size: 13px;
	font-weight: bold;
	color: #CCCCCC;
	text-decoration: none;
}
.Text22Bss a {
	color: #DDDDDD;
	text-decoration: none;
	background-image: url(images/bulletbss.gif);
	background-repeat: no-repeat;
	background-position: 0px 6px;
	padding-right: 7px;
	padding-left: 9px;
}
.Text22Bss a:hover {

	color: #DDDDDD;
	text-decoration: none;
	background-image: url(images/bulletbss2.gif);
	background-repeat: no-repeat;
	background-position: 0px 6px;
}
.Text1Bss {

	font-family: Arial;
	font-size: 12px;
	font-weight: normal;
	color: #000000;
	text-decoration: none;
}
.BorderBss {

	background-color: #A4B564;
	border: 1px solid #000000;
}
.LeftSpaceBss {

	padding-left: 7px;
	padding-top: 44px;
}
.Text4Bss {

	font-family: Verdana;
	font-size: 15px;
	font-weight: bold;
	color: #FFFFFF;
	text-decoration: none;
}
.Text5Bss {


	font-family: Verdana;
	font-size: 15px;
	font-weight: bold;
	color: #8BCDF3;
	text-decoration: none;
	background-image: url(images/SpreadPxBss.gif);
	background-repeat: repeat-x;
	background-position: 10px 26px;
}
.Text6Bss {

	font-family: Verdana;
	font-size: 11px;
	font-weight: normal;
	color: #000000;
	text-decoration: none;
	padding-top: 15px;
	padding-right: 20px;
	text-align: justify;
	padding-bottom: 15px;
}
.Text6BssCopy {


	font-family: Verdana;
	font-size: 11px;
	font-weight: bold;
	color: #FFFFFF;
	text-decoration: none;
	padding-top: 15px;
	padding-right: 20px;
	text-align: justify;
	padding-bottom: 15px;
}
.TopLinks3 {


	background-color: #B38C5A;
	font-family: Arial;
	font-size: 11px;
	font-weight: normal;
	color: #FFFFFF;
	text-decoration: none;
	padding-right: 10px;
}
.TopLinks3 a {
	color: #FFFFFF;
	text-decoration: none;
	padding-right: 7px;
	padding-left: 9px;

}
.TopLinks3 a:hover {

	color: #FFFFFF;
	text-decoration: underline;
}
.SpreadH2Css {



	background-image: url(images/SpreadH2css.gif);
	background-repeat: repeat-x;
	background-position: left top;
}
.SpreadH2Copy3 {
	padding-top: 22px;
	background-color: #FAE4B0;

}
.SpreadH8Css {



	background-image: url(images/SpreadH8Css.gif);
	background-repeat: repeat-x;
	font-family: Arial;
	font-size: 13px;
	font-weight: bold;
	color: #110303;
	text-decoration: none;
}
.SpreadH8CssCopy {



	font-family: Arial;
	font-size: 13px;
	font-weight: bold;
	color: #835528;
	text-decoration: none;
}
.BorderCss {


	background-color: #C4A16A;
	border: 1px solid #000000;
}
.BgCss {



	background-image: url(images/BgCss.gif);
	background-repeat: no-repeat;
	background-position: left top;
}

.Text22Css {
	font-family: "Century Gothic";
	font-size: 13px;
	font-weight: bold;
	color: #CCCCCC;
	text-decoration: none;
}
.Text22Css a {
	color: #DDDDDD;
	text-decoration: none;
	background-image: url(images/bulletcss1.gif);
	background-repeat: no-repeat;
	background-position: 0px 6px;
	padding-right: 7px;
	padding-left: 9px;
}
.Text22Css a:hover {

	color: #DDDDDD;
	text-decoration: none;
	background-image: url(images/bulletcss2.gif);
	background-repeat: no-repeat;
	background-position: 0px 6px;
}
.buttonhome {
	background-image: url(images/buttonhome.gif);
	background-repeat: no-repeat;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: bolder;
	text-transform: capitalize;
	color: #433A0D;
	text-decoration: none;
	padding-left: 10px;

}